Streamline the auto payment process. Send monthly payment reminders, and customers can reply with one simple text message and take care of their monthly payment. No apps needed.


MessagePay provides a customized, white-label solution. All interactions with MessagePay are branded to look and be apart of the auto lender / dealer’s product offering. Choose what your customers read with customized text message payment reminders.


With MessagePay, auto lenders and dealers can provide their customers added convenience. Customers get payments from anywhere, split pay options, customized payment reminders, and simple, one-time login.

MessagePay provides auto dealers/lenders and their customers with a simple, fast, and convenient way to facilitate loan payments. Designed for modern lenders and borrowers.

  • Customized Reminders and Alerts – Send customized payment reminders and alerts to your borrowers.
  • Text-to-Pay – Customers can send text messages to easily make their payments.
  • Integrations – MessagePay integrates with major backends for simple reconciliation.
  • Reporting – Integration with your backend provides updated reports on your customers’ payments.
  • Web Portal – Give users access to a simpler user interface where they can manage their account and make payments.
  • Customization – We tailor our solution to fit your brand, your messaging, and your needs.

Why Messages?

67% of US smartphone owners said they would like to receive service-based messages from banks/financial institutions.

Transactional Messaging Consumer Report by Vibes

78% of US consumers say receiving a text message is the fastest way to reach them for important service updates and purchases.

Transactional Messaging Consumer Report by Vibes

89% of people always have their smartphone easily accessible.

The Wireless Industry Data by CTIA

Two Ways to Demo

Experience MessagePay first hand. We will send a demo message straight to your phone. You can interact with it as your customers would by viewing your balance and even making a payment. It’s a demo, so don’t worry, no real payments will be accepted. If you have any questions, please set a time to talk to one of our team members now.